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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,465 | $106,905-64.0% | $84,020-54.2% | $152,885-74.8% |
| Participation rate | 85.7% | 75.2%+10.5pp | 69.0%+16.7pp | 82.5%+3.3pp |
| Annual return | 19.60% | 105.00%-85.4pp | 71.31%-51.7pp | 345.39%-325.8pp |
| Employer contribution / active EE | $4,030 | $2,735+47.4% | $1,984+103.2% | $4,763-15.4% |
| Participant deferral / active EE | $3,861 | $4,012-3.8% | $3,239+19.2% | $5,851-34.0% |
| Admin fee / account holder | $1,632 | $8,287-80.3% | $6,101-73.3% | $11,598-85.9% |