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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,874 | $95,975-69.9% | $74,549-61.3% | $135,379-78.7% |
| Participation rate | 84.6% | 75.7%+9.0pp | 69.1%+15.5pp | 82.6%+2.0pp |
| Annual return | -7.17% | 56.96%-64.1pp | 32.53%-39.7pp | 519.79%-527.0pp |
| Employer contribution / active EE | $2,030 | $2,716-25.2% | $1,961+3.5% | $4,779-57.5% |
| Participant deferral / active EE | $3,769 | $3,844-1.9% | $3,108+21.3% | $5,609-32.8% |
| Admin fee / account holder | $1,409 | $6,522-78.4% | $5,059-72.2% | $10,828-87.0% |