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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,185 | $58,828-19.8% | $78,002-39.5% | $62,881-25.0% |
| Participation rate | 61.9% | 71.1%-9.2pp | 75.5%-13.6pp | 69.3%-7.4pp |
| Annual return | 8.46% | 17.16%-8.7pp | 425.99%-417.5pp | 20.14%-11.7pp |
| Employer contribution / active EE | $904 | $1,672-45.9% | $2,470-63.4% | $2,281-60.4% |
| Participant deferral / active EE | $3,632 | $2,686+35.3% | $3,497+3.9% | $3,203+13.4% |
| Admin fee / account holder | $4,398 | $4,393+0.1% | $5,481-19.8% | $4,296+2.4% |