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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,794 | $54,380-12.1% | $68,509-30.2% | $59,633-19.9% |
| Participation rate | 60.3% | 70.2%-9.9pp | 74.7%-14.5pp | 68.7%-8.4pp |
| Annual return | -0.90% | 2.83%-3.7pp | 8.27%-9.2pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $606 | $1,539-60.6% | $2,278-73.4% | $2,203-72.5% |
| Participant deferral / active EE | $3,584 | $2,643+35.6% | $3,382+6.0% | $3,192+12.3% |
| Admin fee / account holder | $14,156 | $3,885+264.4% | $5,275+168.4% | $4,297+229.5% |