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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,838 | $176,838-20.4% | $146,685-4.0% | $167,518-15.9% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 12.57% | 24.04%-11.5pp | 22.75%-10.2pp | 478.71%-466.1pp |
| Employer contribution / active EE | $4,303 | $5,161-16.6% | $4,137+4.0% | $4,838-11.1% |
| Participant deferral / active EE | $5,740 | $6,441-10.9% | $5,507+4.2% | $6,342-9.5% |
| Admin fee / account holder | $15,939 | $13,262+20.2% | $10,281+55.0% | $12,312+29.5% |