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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,846 | $142,392-17.2% | $119,622-1.5% | $134,532-12.4% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -20.12% | -12.46%-7.7pp | -14.98%-5.1pp | 418.27%-438.4pp |
| Employer contribution / active EE | $9,616 | $5,224+84.1% | $4,232+127.2% | $4,741+102.8% |
| Participant deferral / active EE | $7,075 | $6,467+9.4% | $5,601+26.3% | $6,401+10.5% |
| Admin fee / account holder | $4,238 | $13,593-68.8% | $10,328-59.0% | $11,429-62.9% |