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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,659 | $54,380+109.0% | $68,509+65.9% | $59,633+90.6% |
| Participation rate | 89.6% | 70.2%+19.4pp | 74.7%+14.8pp | 68.7%+20.9pp |
| Annual return | -1.05% | 2.83%-3.9pp | 8.27%-9.3pp | 2041.45%-2042.5pp |
| Employer contribution / active EE | $4,405 | $1,539+186.3% | $2,278+93.4% | $2,203+100.0% |
| Participant deferral / active EE | $3,188 | $2,643+20.6% | $3,382-5.7% | $3,192-0.1% |
| Admin fee / account holder | $9,001 | $3,885+131.7% | $5,275+70.6% | $4,297+109.5% |