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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,179 | $58,828+111.1% | $78,002+59.2% | $62,881+97.5% |
| Participation rate | 95.3% | 71.1%+24.3pp | 75.5%+19.8pp | 69.3%+26.0pp |
| Annual return | 6.69% | 17.16%-10.5pp | 425.99%-419.3pp | 20.14%-13.5pp |
| Employer contribution / active EE | $4,750 | $1,672+184.2% | $2,470+92.3% | $2,281+108.3% |
| Participant deferral / active EE | $3,694 | $2,686+37.6% | $3,497+5.6% | $3,203+15.3% |
| Admin fee / account holder | $1,219 | $4,393-72.2% | $5,481-77.8% | $4,296-71.6% |