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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,476 | $138,385-9.3% | $184,243-31.9% | $80,925+55.1% |
| Participation rate | 76.7% | 83.9%-7.2pp | 86.8%-10.2pp | 67.7%+9.0pp |
| Annual return | 14.34% | 20.02%-5.7pp | 28.82%-14.5pp | 35.65%-21.3pp |
| Employer contribution / active EE | $2,715 | $4,851-44.0% | $6,427-57.7% | $2,756-1.5% |
| Participant deferral / active EE | $6,519 | $7,075-7.9% | $9,132-28.6% | $4,299+51.6% |
| Admin fee / account holder | $4,576 | $10,489-56.4% | $13,914-67.1% | $6,940-34.1% |