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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,287 | $110,083-30.7% | $151,639-49.7% | $68,486+11.4% |
| Participation rate | 75.4% | 84.0%-8.5pp | 87.5%-12.1pp | 67.9%+7.5pp |
| Annual return | -20.06% | -10.12%-9.9pp | 3.34%-23.4pp | -7.85%-12.2pp |
| Employer contribution / active EE | $2,523 | $4,470-43.6% | $6,165-59.1% | $2,597-2.8% |
| Participant deferral / active EE | $7,356 | $6,526+12.7% | $8,363-12.0% | $4,028+82.6% |
| Admin fee / account holder | $3,591 | $7,718-53.5% | $11,613-69.1% | $5,404-33.5% |