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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,534 | $78,423+169.7% | $95,964+120.4% | $79,856+164.9% |
| Participation rate | 89.3% | 73.5%+15.8pp | 77.1%+12.2pp | 69.6%+19.6pp |
| Annual return | 16.85% | 19.37%-2.5pp | 91.64%-74.8pp | 31.71%-14.9pp |
| Employer contribution / active EE | $7,553 | $1,945+288.3% | $2,541+197.2% | $2,471+205.6% |
| Participant deferral / active EE | $1,644 | $3,440-52.2% | $4,167-60.5% | $3,741-56.0% |
| Admin fee / account holder | $848 | $5,622-84.9% | $6,797-87.5% | $5,306-84.0% |