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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,363 | $60,349+51.4% | $74,184+23.2% | $62,881+45.3% |
| Participation rate | 89.3% | 72.7%+16.6pp | 76.6%+12.7pp | 69.3%+20.0pp |
| Annual return | 4.02% | 21.38%-17.4pp | 17.74%-13.7pp | 20.14%-16.1pp |
| Employer contribution / active EE | $5,502 | $1,680+227.4% | $2,370+132.1% | $2,281+141.2% |
| Participant deferral / active EE | $1,560 | $2,856-45.4% | $3,550-56.0% | $3,203-51.3% |
| Admin fee / account holder | $3,215 | $4,261-24.5% | $5,586-42.4% | $4,296-25.2% |