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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,412 | $85,766+53.2% | $136,298-3.6% | $70,126+87.4% |
| Participation rate | 61.5% | 74.2%-12.6pp | 81.9%-20.4pp | 69.5%-8.0pp |
| Annual return | 17.05% | 31.46%-14.4pp | 5156.27%-5139.2pp | 73.15%-56.1pp |
| Employer contribution / active EE | $1,916 | $2,966-35.4% | $4,696-59.2% | $2,343-18.2% |
| Participant deferral / active EE | $4,461 | $5,051-11.7% | $6,247-28.6% | $3,332+33.9% |
| Admin fee / account holder | $15,902 | $5,421+193.4% | $9,244+72.0% | $4,645+242.3% |