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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,442 | $82,678+107.4% | $125,391+36.7% | $68,490+150.3% |
| Participation rate | 69.2% | 75.1%-5.8pp | 82.4%-13.2pp | 67.9%+1.3pp |
| Annual return | -17.22% | -5.97%-11.2pp | 572.41%-589.6pp | -7.85%-9.4pp |
| Employer contribution / active EE | $3,666 | $3,382+8.4% | $4,816-23.9% | $2,597+41.2% |
| Participant deferral / active EE | $6,573 | $6,111+7.6% | $7,448-11.7% | $4,028+63.2% |
| Admin fee / account holder | $6,312 | $6,277+0.6% | $10,009-36.9% | $5,403+16.8% |