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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,157 | $201,370+42.1% | $184,256+55.3% | $145,897+96.1% |
| Participation rate | 82.4% | 87.5%-5.1pp | 86.8%-4.5pp | 80.3%+2.0pp |
| Annual return | 15.40% | 29.05%-13.6pp | 28.85%-13.4pp | 552.29%-536.9pp |
| Employer contribution / active EE | $11,335 | $7,024+61.4% | $6,427+76.4% | $4,663+143.1% |
| Participant deferral / active EE | $15,719 | $9,808+60.3% | $9,133+72.1% | $6,689+135.0% |
| Admin fee / account holder | $8,836 | $16,364-46.0% | $13,899-36.4% | $13,390-34.0% |