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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,566 | $223,823+55.7% | $211,142+65.1% | $154,746+125.3% |
| Participation rate | 86.7% | 87.9%-1.2pp | 87.3%-0.6pp | 80.7%+6.0pp |
| Annual return | 15.06% | 50.39%-35.3pp | 46.84%-31.8pp | 172.34%-157.3pp |
| Employer contribution / active EE | $12,902 | $6,787+90.1% | $6,442+100.3% | $4,379+194.6% |
| Participant deferral / active EE | $16,796 | $9,750+72.3% | $9,284+80.9% | $6,730+149.5% |
| Admin fee / account holder | $10,357 | $19,707-47.4% | $19,076-45.7% | $14,365-27.9% |