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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $520,817 | $102,635+407.4% | $86,209+504.1% | $139,456+273.5% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 14.01% | 1923.53%-1909.5pp | 1169.05%-1155.0pp | 373.45%-359.4pp |
| Employer contribution / active EE | $18,814 | $3,034+520.1% | $2,381+690.0% | $4,753+295.9% |
| Participant deferral / active EE | $20,000 | $4,677+327.6% | $3,986+401.7% | $6,711+198.0% |
| Admin fee / account holder | $2,477 | $8,661-71.4% | $6,853-63.9% | $11,407-78.3% |