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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,140 | $112,935+241.9% | $90,970+324.5% | $158,966+142.9% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 12.45% | 215.79%-203.3pp | 134.58%-122.1pp | 302.95%-290.5pp |
| Employer contribution / active EE | $14,369 | $2,895+396.4% | $2,122+577.0% | $4,762+201.7% |
| Participant deferral / active EE | $17,000 | $4,129+311.7% | $3,373+403.9% | $5,983+184.1% |
| Admin fee / account holder | $1,619 | $8,045-79.9% | $5,960-72.8% | $11,250-85.6% |