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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,343 | $55,423-45.3% | $155,602-80.5% | $74,400-59.2% |
| Participation rate | 9.8% | 61.9%-52.1pp | 78.2%-68.4pp | 67.2%-57.4pp |
| Annual return | 14.22% | 269.07%-254.8pp | 64.81%-50.6pp | 1367.51%-1353.3pp |
| Employer contribution / active EE | $0 | $2,266-100.0% | $4,675-100.0% | $2,624-100.0% |
| Participant deferral / active EE | $936 | $2,835-67.0% | $5,629-83.4% | $4,348-78.5% |
| Admin fee / account holder | $9,332 | $1,744+435.0% | $15,923-41.4% | $1,944+380.2% |