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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,881 | $61,338-52.9% | $149,717-80.7% | $71,495-59.6% |
| Participation rate | 16.2% | 62.5%-46.3pp | 78.8%-62.6pp | 67.9%-51.8pp |
| Annual return | 20.44% | 35.86%-15.4pp | 134.41%-114.0pp | 28.85%-8.4pp |
| Employer contribution / active EE | $0 | $2,381-100.0% | $4,820-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $1,105 | $2,919-62.1% | $5,682-80.5% | $4,291-74.2% |
| Admin fee / account holder | $604 | $1,263-52.1% | $13,213-95.4% | $1,588-61.9% |