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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,854 | $92,766-65.7% | $82,763-61.5% | $134,545-76.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -17.91% | 946.97%-964.9pp | 702.45%-720.4pp | 418.37%-436.3pp |
| Employer contribution / active EE | $2,017 | $3,273-38.4% | $3,008-33.0% | $4,742-57.5% |
| Participant deferral / active EE | $5,104 | $4,802+6.3% | $4,395+16.1% | $6,401-20.3% |
| Admin fee / account holder | $4,262 | $5,978-28.7% | $5,325-20.0% | $11,431-62.7% |