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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,248 | $109,872-64.3% | $98,483-60.1% | $167,536-76.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 20.44% | 1959.31%-1938.9pp | 1494.38%-1473.9pp | 478.82%-458.4pp |
| Employer contribution / active EE | $2,243 | $3,225-30.4% | $2,961-24.2% | $4,839-53.6% |
| Participant deferral / active EE | $5,781 | $4,673+23.7% | $4,276+35.2% | $6,342-8.9% |
| Admin fee / account holder | $975 | $6,757-85.6% | $5,953-83.6% | $12,315-92.1% |