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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,370 | $100,938-64.0% | $90,461-59.8% | $158,982-77.1% |
| Participation rate | 90.0% | 75.0%+15.0pp | 72.7%+17.3pp | 82.0%+8.0pp |
| Annual return | 19.29% | 1727.20%-1707.9pp | 1294.76%-1275.5pp | 302.99%-283.7pp |
| Employer contribution / active EE | $2,339 | $3,691-36.6% | $3,264-28.3% | $4,763-50.9% |
| Participant deferral / active EE | $5,543 | $4,350+27.4% | $3,964+39.8% | $5,983-7.4% |
| Admin fee / account holder | $4,435 | $6,510-31.9% | $5,617-21.0% | $11,252-60.6% |