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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,449 | $58,234-15.1% | $81,783-39.5% | $80,874-38.9% |
| Participation rate | 96.7% | 63.4%+33.2pp | 72.4%+24.3pp | 67.6%+29.0pp |
| Annual return | 22.57% | 41.70%-19.1pp | 775.05%-752.5pp | 35.62%-13.0pp |
| Employer contribution / active EE | $2,366 | $2,341+1.1% | $2,913-18.8% | $2,756-14.1% |
| Participant deferral / active EE | $6,024 | $3,283+83.5% | $4,320+39.4% | $4,297+40.2% |
| Admin fee / account holder | $2,234 | $4,982-55.2% | $7,380-69.7% | $6,935-67.8% |