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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,196 | $73,787-21.1% | $98,716-41.0% | $82,448-29.4% |
| Participation rate | 24.0% | 61.4%-37.4pp | 69.3%-45.3pp | 68.1%-44.1pp |
| Annual return | 18.05% | 18.57%-0.5pp | 31.81%-13.8pp | 41.64%-23.6pp |
| Employer contribution / active EE | $835 | $1,511-44.7% | $2,279-63.3% | $2,551-67.2% |
| Participant deferral / active EE | $3,588 | $3,081+16.4% | $4,048-11.4% | $4,139-13.3% |
| Admin fee / account holder | $4,091 | $6,500-37.1% | $8,703-53.0% | $7,234-43.5% |