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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $665,153 | $71,197+834.2% | $93,669+610.1% | $80,925+721.9% |
| Participation rate | 84.0% | 60.4%+23.6pp | 68.7%+15.3pp | 67.7%+16.3pp |
| Annual return | 31.87% | 11.27%+20.6pp | 133.59%-101.7pp | 35.65%-3.8pp |
| Employer contribution / active EE | $4,650 | $1,565+197.2% | $2,424+91.9% | $2,756+68.7% |
| Participant deferral / active EE | $5,358 | $4,036+32.8% | $4,416+21.3% | $4,299+24.7% |
| Admin fee / account holder | $2,292 | $6,959-67.1% | $8,291-72.4% | $6,940-67.0% |