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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,405 | $95,979+161.9% | $74,551+237.2% | $135,380+85.7% |
| Participation rate | 95.7% | 75.7%+20.0pp | 69.1%+26.5pp | 82.6%+13.0pp |
| Annual return | 9.98% | 56.97%-47.0pp | 32.53%-22.6pp | 519.81%-509.8pp |
| Employer contribution / active EE | $7,976 | $2,716+193.6% | $1,961+306.7% | $4,779+66.9% |
| Participant deferral / active EE | $3,885 | $3,844+1.1% | $3,108+25.0% | $5,609-30.7% |
| Admin fee / account holder | $30,499 | $6,522+367.6% | $5,059+502.8% | $10,828+181.7% |