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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,739 | $93,598-49.0% | $135,974-64.9% | $75,173-36.5% |
| Participation rate | 51.6% | 75.2%-23.6pp | 81.9%-30.4pp | 67.2%-15.6pp |
| Annual return | 32.01% | 30.89%+1.1pp | 68.30%-36.3pp | 160.72%-128.7pp |
| Employer contribution / active EE | $2,039 | $3,538-42.4% | $4,859-58.0% | $2,671-23.6% |
| Participant deferral / active EE | $5,710 | $6,405-10.9% | $7,760-26.4% | $4,126+38.4% |
| Admin fee / account holder | $5,203 | $6,978-25.4% | $10,767-51.7% | $5,651-7.9% |