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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,531 | $76,551-64.0% | $123,894-77.8% | $62,881-56.2% |
| Participation rate | 78.8% | 73.0%+5.8pp | 81.4%-2.6pp | 69.3%+9.5pp |
| Annual return | -3.74% | 18.68%-22.4pp | 47.52%-51.3pp | 20.14%-23.9pp |
| Employer contribution / active EE | $3,200 | $2,882+11.0% | $4,617-30.7% | $2,281+40.3% |
| Participant deferral / active EE | $5,252 | $4,840+8.5% | $5,984-12.2% | $3,203+64.0% |
| Admin fee / account holder | $9,811 | $4,826+103.3% | $8,357+17.4% | $4,296+128.4% |