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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,947 | $124,980+80.0% | $108,359+107.6% | $154,746+45.4% |
| Participation rate | 72.7% | 75.2%-2.4pp | 70.1%+2.6pp | 80.7%-8.0pp |
| Annual return | 18.09% | 45.00%-26.9pp | 36.89%-18.8pp | 172.34%-154.3pp |
| Employer contribution / active EE | $4,129 | $2,851+44.8% | $2,399+72.1% | $4,379-5.7% |
| Participant deferral / active EE | $5,534 | $4,743+16.7% | $4,137+33.8% | $6,730-17.8% |
| Admin fee / account holder | $1,833 | $11,502-84.1% | $9,741-81.2% | $14,365-87.2% |