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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,947 | $112,729+99.5% | $98,716+127.9% | $137,256+63.9% |
| Participation rate | 72.7% | 74.2%-1.5pp | 69.3%+3.4pp | 80.0%-7.2pp |
| Annual return | 18.09% | 38.48%-20.4pp | 31.81%-13.7pp | 220.34%-202.3pp |
| Employer contribution / active EE | $4,129 | $2,725+51.5% | $2,279+81.2% | $4,156-0.7% |
| Participant deferral / active EE | $5,534 | $4,640+19.3% | $4,048+36.7% | $6,407-13.6% |
| Admin fee / account holder | $1,833 | $10,129-81.9% | $8,703-78.9% | $12,270-85.1% |