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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,406 | $87,037+59.0% | $106,201+30.3% | $80,874+71.1% |
| Participation rate | 77.1% | 70.4%+6.7pp | 75.3%+1.9pp | 67.6%+9.5pp |
| Annual return | 7.42% | 17.05%-9.6pp | 116.26%-108.8pp | 35.62%-28.2pp |
| Employer contribution / active EE | $3,204 | $2,396+33.7% | $3,170+1.1% | $2,756+16.3% |
| Participant deferral / active EE | $5,319 | $3,986+33.4% | $5,012+6.1% | $4,297+23.8% |
| Admin fee / account holder | $39,095 | $8,434+363.5% | $11,039+254.1% | $6,935+463.7% |