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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,893 | $79,961+82.5% | $98,462+48.2% | $75,177+94.1% |
| Participation rate | 79.4% | 70.4%+9.0pp | 75.2%+4.2pp | 67.2%+12.2pp |
| Annual return | 8.23% | 19.75%-11.5pp | 21.17%-12.9pp | 160.75%-152.5pp |
| Employer contribution / active EE | $2,962 | $2,264+30.8% | $3,049-2.9% | $2,671+10.9% |
| Participant deferral / active EE | $5,014 | $3,753+33.6% | $4,738+5.8% | $4,126+21.5% |
| Admin fee / account holder | $24,074 | $6,842+251.8% | $8,875+171.3% | $5,651+326.0% |