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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TWELVE POINTS WEALTH MANAGEMENT LL Service code 27 · EIN 46-5061538 | Advisory (Plan) | $27,359 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$3,558 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,456 | $102,429-1.9% | $147,096-31.7% | $80,925+24.1% |
| Participation rate | 84.6% | 75.9%+8.8pp | 82.2%+2.4pp | 67.7%+17.0pp |
| Annual return | 22.52% | 135.02%-112.5pp | 419.75%-397.2pp | 35.65%-13.1pp |
| Employer contribution / active EE | $6,316 | $3,716+70.0% | $4,936+28.0% | $2,756+129.2% |
| Participant deferral / active EE | $12,155 | $6,649+82.8% | $8,071+50.6% | $4,299+182.8% |
| Admin fee / account holder | $198 | $7,957-97.5% | $13,005-98.5% | $6,940-97.1% |