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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TWELVE POINTS WEALTH MANAGEMENT LL Service code 27 · EIN 46-5061538 | Advisory (Plan) | $27,359 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$3,558 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,456 | $102,422-1.9% | $147,117-31.7% | $80,959+24.1% |
| Participation rate | 84.6% | 75.9%+8.7pp | 82.2%+2.4pp | 67.7%+16.9pp |
| Annual return | 22.52% | 135.16%-112.6pp | 420.54%-398.0pp | 35.67%-13.1pp |
| Employer contribution / active EE | $6,316 | $3,717+69.9% | $4,932+28.1% | $2,757+129.1% |
| Participant deferral / active EE | $12,155 | $6,652+82.7% | $8,065+50.7% | $4,300+182.6% |
| Admin fee / account holder | $198 | $7,953-97.5% | $12,993-98.5% | $6,925-97.1% |