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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,593 | $166,131-89.4% | $164,975-89.3% | $145,877-87.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.67% | 100.37%-86.7pp | 70.12%-56.5pp | 551.28%-537.6pp |
| Employer contribution / active EE | $5,756 | $5,276+9.1% | $4,343+32.6% | $4,663+23.5% |
| Participant deferral / active EE | $4,562 | $6,962-34.5% | $6,033-24.4% | $6,691-31.8% |
| Admin fee / account holder | $2,920 | $16,648-82.5% | $12,688-77.0% | $13,402-78.2% |