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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,765 | $85,766-37.3% | $136,298-60.6% | $70,126-23.3% |
| Participation rate | 87.5% | 74.2%+13.3pp | 81.9%+5.6pp | 69.5%+18.0pp |
| Annual return | 12.86% | 31.46%-18.6pp | 5156.27%-5143.4pp | 73.15%-60.3pp |
| Employer contribution / active EE | $7,700 | $2,966+159.6% | $4,696+64.0% | $2,343+228.7% |
| Participant deferral / active EE | $4,154 | $5,051-17.8% | $6,247-33.5% | $3,332+24.7% |
| Admin fee / account holder | $12,323 | $5,421+127.3% | $9,244+33.3% | $4,645+165.3% |