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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,148,486 | $138,114+2903.7% | $125,391+3208.4% | $134,545+2983.4% |
| Participation rate | 0.0% | 84.5%-84.5pp | 82.4%-82.4pp | 81.2%-81.2pp |
| Annual return | -12.49% | 750.88%-763.4pp | 572.41%-584.9pp | 418.37%-430.9pp |
| Employer contribution / active EE | $8,434 | $5,246+60.8% | $4,816+75.1% | $4,742+77.9% |
| Participant deferral / active EE | $7,881 | $7,801+1.0% | $7,448+5.8% | $6,401+23.1% |
| Admin fee / account holder | $371,479 | $11,570+3110.7% | $10,009+3611.6% | $11,431+3149.8% |