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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,623 | $104,098-52.3% | $140,514-64.7% | $94,015-47.2% |
| Participation rate | 88.0% | 73.7%+14.3pp | 77.8%+10.2pp | 70.8%+17.2pp |
| Annual return | 16.52% | 15.14%+1.4pp | 14.36%+2.2pp | 17.84%-1.3pp |
| Employer contribution / active EE | $0 | $2,388-100.0% | $3,378-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $5,808 | $4,033+44.0% | $4,919+18.1% | $4,249+36.7% |
| Admin fee / account holder | $760 | $10,439-92.7% | $13,697-94.4% | $8,951-91.5% |