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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,623 | $97,550-49.1% | $120,344-58.8% | $87,485-43.3% |
| Participation rate | 88.0% | 72.8%+15.2pp | 76.7%+11.3pp | 68.9%+19.1pp |
| Annual return | 16.52% | 18.41%-1.9pp | 20.30%-3.8pp | 26.06%-9.5pp |
| Employer contribution / active EE | $0 | $2,291-100.0% | $3,020-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $5,808 | $4,230+37.3% | $5,135+13.1% | $4,274+35.9% |
| Admin fee / account holder | $760 | $9,543-92.0% | $12,742-94.0% | $7,775-90.2% |