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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,725 | $68,097+40.6% | $62,929+52.1% | $137,256-30.3% |
| Participation rate | 100.0% | 77.4%+22.6pp | 73.1%+26.9pp | 80.0%+20.0pp |
| Annual return | 19.88% | 1859.11%-1839.2pp | 1063.93%-1044.0pp | 220.34%-200.5pp |
| Employer contribution / active EE | $6,530 | $2,811+132.3% | $2,505+160.7% | $4,156+57.1% |
| Participant deferral / active EE | $12,916 | $4,553+183.7% | $3,888+232.2% | $6,407+101.6% |
| Admin fee / account holder | $470 | $6,521-92.8% | $5,065-90.7% | $12,270-96.2% |