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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,645 | $175,257-26.6% | $149,717-14.1% | $139,456-7.8% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 21.90% | 166.70%-144.8pp | 134.41%-112.5pp | 373.45%-351.5pp |
| Employer contribution / active EE | $14,418 | $5,477+163.3% | $4,820+199.1% | $4,753+203.4% |
| Participant deferral / active EE | $5,447 | $6,521-16.5% | $5,682-4.1% | $6,711-18.8% |
| Admin fee / account holder | $2,586 | $16,156-84.0% | $13,213-80.4% | $11,407-77.3% |