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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,895 | $209,425-78.1% | $178,499-74.3% | $158,966-71.1% |
| Participation rate | 66.7% | 86.4%-19.7pp | 81.9%-15.3pp | 82.0%-15.3pp |
| Annual return | 15.05% | 188.80%-173.7pp | 151.10%-136.1pp | 302.95%-287.9pp |
| Employer contribution / active EE | $13,414 | $5,707+135.0% | $5,011+167.7% | $4,762+181.7% |
| Participant deferral / active EE | $9,280 | $5,955+55.8% | $5,202+78.4% | $5,983+55.1% |
| Admin fee / account holder | $388,376 | $17,078+2174.1% | $13,986+2676.8% | $11,250+3352.2% |