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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,654 | $102,385+213.2% | $147,080+118.0% | $80,935+296.2% |
| Participation rate | 96.4% | 75.9%+20.5pp | 82.2%+14.2pp | 67.7%+28.7pp |
| Annual return | 13.25% | 135.09%-121.8pp | 420.17%-406.9pp | 35.66%-22.4pp |
| Employer contribution / active EE | $13,205 | $3,717+255.3% | $4,933+167.7% | $2,757+379.0% |
| Participant deferral / active EE | $20,343 | $6,651+205.9% | $8,066+152.2% | $4,299+373.1% |
| Admin fee / account holder | $71,367 | $7,951+797.5% | $12,989+449.4% | $6,924+930.7% |