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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,654 | $102,382+213.2% | $147,005+118.1% | $80,874+296.5% |
| Participation rate | 96.4% | 75.8%+20.5pp | 82.2%+14.2pp | 67.6%+28.7pp |
| Annual return | 13.25% | 134.89%-121.6pp | 418.76%-405.5pp | 35.62%-22.4pp |
| Employer contribution / active EE | $13,205 | $3,715+255.5% | $4,934+167.6% | $2,756+379.2% |
| Participant deferral / active EE | $20,343 | $6,646+206.1% | $8,070+152.1% | $4,297+373.4% |
| Admin fee / account holder | $71,367 | $7,942+798.6% | $13,006+448.7% | $6,935+929.0% |