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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,654 | $102,429+213.1% | $147,096+118.0% | $80,925+296.2% |
| Participation rate | 96.4% | 75.9%+20.5pp | 82.2%+14.2pp | 67.7%+28.7pp |
| Annual return | 13.25% | 135.02%-121.8pp | 419.75%-406.5pp | 35.65%-22.4pp |
| Employer contribution / active EE | $13,205 | $3,716+255.4% | $4,936+167.5% | $2,756+379.1% |
| Participant deferral / active EE | $20,343 | $6,649+206.0% | $8,071+152.0% | $4,299+373.2% |
| Admin fee / account holder | $71,367 | $7,957+796.9% | $13,005+448.8% | $6,940+928.3% |