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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,283 | $84,518+161.8% | $67,704+226.8% | $125,388+76.5% |
| Participation rate | 100.0% | 74.8%+25.2pp | 67.5%+32.5pp | 83.2%+16.8pp |
| Annual return | -1.90% | 2.57%-4.5pp | 25.41%-27.3pp | 282.24%-284.1pp |
| Employer contribution / active EE | $695 | $3,292-78.9% | $2,559-72.9% | $4,866-85.7% |
| Participant deferral / active EE | $10,875 | $4,430+145.5% | $3,585+203.3% | $5,352+103.2% |
| Admin fee / account holder | $2,360 | $5,340-55.8% | $4,255-44.5% | $9,541-75.3% |