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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,376 | $93,064+162.6% | $74,577+227.7% | $273,972-10.8% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 5.58% | 26.18%-20.6pp | 20.47%-14.9pp | 41.46%-35.9pp |
| Employer contribution / active EE | $1,738 | $3,160-45.0% | $2,525-31.2% | $4,869-64.3% |
| Participant deferral / active EE | $14,375 | $4,160+245.5% | $3,458+315.7% | $5,287+171.9% |
| Admin fee / account holder | $3,298 | $5,273-37.5% | $4,138-20.3% | $10,133-67.5% |