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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,306 | $93,589-44.1% | $135,942-61.5% | $75,181-30.4% |
| Participation rate | 42.4% | 75.2%-32.8pp | 81.9%-39.5pp | 67.2%-24.8pp |
| Annual return | 29.37% | 30.90%-1.5pp | 68.28%-38.9pp | 160.69%-131.3pp |
| Employer contribution / active EE | $1,593 | $3,537-55.0% | $4,858-67.2% | $2,671-40.4% |
| Participant deferral / active EE | $3,390 | $6,405-47.1% | $7,759-56.3% | $4,126-17.8% |
| Admin fee / account holder | $196 | $6,977-97.2% | $10,764-98.2% | $5,650-96.5% |