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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,050 | $72,177-18.2% | $115,038-48.7% | $59,633-1.0% |
| Participation rate | 30.0% | 72.6%-42.6pp | 81.4%-51.4pp | 68.7%-38.7pp |
| Annual return | -0.13% | 12.02%-12.1pp | 26.14%-26.3pp | 2041.45%-2041.6pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $4,608-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $3,932 | $4,783-17.8% | $6,026-34.8% | $3,192+23.2% |
| Admin fee / account holder | $18,854 | $4,927+282.7% | $8,175+130.6% | $4,297+338.8% |