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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,822 | $183,516-52.1% | $155,534-43.5% | $145,884-39.8% |
| Participation rate | 52.9% | 82.7%-29.8pp | 78.2%-25.3pp | 80.3%-27.4pp |
| Annual return | 16.70% | 61.43%-44.7pp | 64.92%-48.2pp | 551.85%-535.1pp |
| Employer contribution / active EE | $1,649 | $5,315-69.0% | $4,675-64.7% | $4,662-64.6% |
| Participant deferral / active EE | $3,570 | $6,467-44.8% | $5,630-36.6% | $6,690-46.6% |
| Admin fee / account holder | $1,094 | $19,293-94.3% | $15,900-93.1% | $13,392-91.8% |