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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,450 | $198,457-66.5% | $170,435-61.0% | $147,586-55.0% |
| Participation rate | 87.5% | 88.0%-0.5pp | 83.6%+3.9pp | 82.8%+4.7pp |
| Annual return | 12.30% | 257.30%-245.0pp | 205.94%-193.6pp | 578.59%-566.3pp |
| Employer contribution / active EE | $2,611 | $6,183-57.8% | $5,432-51.9% | $4,876-46.4% |
| Participant deferral / active EE | $6,849 | $5,629+21.7% | $4,939+38.7% | $5,439+25.9% |
| Admin fee / account holder | $324 | $16,852-98.1% | $13,881-97.7% | $10,886-97.0% |