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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,077 | $167,353-46.2% | $143,797-37.4% | $134,545-33.1% |
| Participation rate | 42.9% | 84.8%-42.0pp | 80.3%-37.5pp | 81.2%-38.4pp |
| Annual return | -16.39% | 0.48%-16.9pp | -0.04%-16.4pp | 418.37%-434.8pp |
| Employer contribution / active EE | $1,434 | $5,620-74.5% | $4,952-71.0% | $4,742-69.8% |
| Participant deferral / active EE | $2,336 | $6,447-63.8% | $5,638-58.6% | $6,401-63.5% |
| Admin fee / account holder | $8,725 | $18,096-51.8% | $14,679-40.6% | $11,431-23.7% |