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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,232 | $82,674-64.6% | $125,363-76.7% | $68,495-57.3% |
| Participation rate | 73.2% | 75.0%-1.9pp | 82.4%-9.2pp | 67.9%+5.3pp |
| Annual return | -16.07% | -5.97%-10.1pp | 572.15%-588.2pp | -7.84%-8.2pp |
| Employer contribution / active EE | $4,544 | $3,382+34.4% | $4,815-5.6% | $2,596+75.0% |
| Participant deferral / active EE | $6,101 | $6,111-0.2% | $7,447-18.1% | $4,028+51.5% |
| Admin fee / account holder | $3,082 | $6,276-50.9% | $10,005-69.2% | $5,403-43.0% |