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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,951 | $89,367-77.7% | $141,191-85.9% | $72,975-72.7% |
| Participation rate | 78.6% | 75.1%+3.4pp | 82.5%-3.9pp | 69.5%+9.1pp |
| Annual return | 35.36% | 111.87%-76.5pp | 71.41%-36.0pp | 81.01%-45.6pp |
| Employer contribution / active EE | $3,825 | $3,115+22.8% | $4,736-19.2% | $2,440+56.8% |
| Participant deferral / active EE | $4,637 | $5,419-14.4% | $6,710-30.9% | $3,608+28.5% |
| Admin fee / account holder | $5,160 | $5,957-13.4% | $10,264-49.7% | $5,124+0.7% |