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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,814 | $156,398-70.1% | $147,318-68.2% | $138,895-66.3% |
| Participation rate | 70.0% | 83.8%-13.8pp | 82.1%-12.1pp | 79.9%-9.9pp |
| Annual return | 22.11% | 78.75%-56.6pp | 70.43%-48.3pp | 145.39%-123.3pp |
| Employer contribution / active EE | $2,129 | $4,853-56.1% | $4,593-53.6% | $4,194-49.2% |
| Participant deferral / active EE | $5,071 | $8,237-38.4% | $7,906-35.9% | $6,396-20.7% |
| Admin fee / account holder | $2,200 | $14,976-85.3% | $13,708-83.9% | $12,562-82.5% |